Financial IQ April 24 2017

How to Get Your Free Credit Report

Your Credit Report

Your credit score has become more important than ever. Keeping track of your credit score is important, but be careful about how you do it. There are a lot of companies and services advertising free credit checks who are actually trying to lure you into unnecessary premium services that require monthly fees. Be wary of companies who ask for your credit card information when trying to obtain a credit report. Make sure to always read the fine print before signing up to receive your credit report. Otherwise, that “free” credit report could end up costing you in the long run.

How We Can Help

While credit is critical to everyone, you don't have to monitor and manage it alone. We urge all of our customers as well as prospective buyers to check their credit at least once a year. Our Loan Officers would be happy to do a credit check with a signed authorization form from you. Only with your signed consent can we pull your credit. Should you have any past credit problems, one of our Mortgage Credit Specialists with our Home Buyer Solutions Group would be more than glad to help you. Our credit specialists work closely with your Eagle Home Mortgage Loan Officer to help you better understand the connection between your financial decisions, credit score, loan qualification, and interest rate. This voluntary and completely confidential program, which includes a user-friendly, self-paced online financial education course, is offered free of charge by Eagle Home Mortgage.

Speak to a Credit Specialist today

Additional Resources It's important to know that www.annualcreditreport.com is the only authorized online source for a free credit report. Also, under federal law, you can get a free report from each of the three national credit reporting companies every twelve months. You can also call 877-322-8228 or complete the Annual Credit Report Request Form and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Search Results for query

February 22 2022

NAMMBA Connect Tour 2022 - Sponsored by Lennar Mortgage

Lennar Mortgage is proud to sponsor NAMMBA Connect Tour 2022.

Read More

January 05 2022

How to Prep Your Home When Heading on Winter Vacation

For peace of mind when you're gone on a winter trip, here a few simple tricks and tips you can use to get your home vacation-ready.

Read More

December 14 2021

FHA Loan Limits Increase for 2022

Check out how the FHA is making things easier for those hoping to buy a home in 2022.

Read More

November 10 2021

Pet-Friendly Remodeling Ideas

Here are a few ideas for making some pet-friendly changes to our homes to make them more fun, friendly and comfortable for our furry friends.

Read More

November 03 2021

Fall Garden Cleanup Checklist

Find out which chores to skip, which are must-dos, and how to keep your garden looking beautiful in the fall.

Read More

October 27 2021

Should You Buy a Home with Cash?

Paying upfront instead of obtaining financing is often seen as a way of getting a leg up on other potential buyers. But is it always the best idea? And why is it so common

Read More

October 19 2021

5 Ways to Make Your Offer Stand Out in a Tight Housing Market

With huge buyer demand and a shrinking inventory, this market means you'll need to be strategic, creative, and prepared in order to buy your dream house.

Read More

October 12 2021

Should I Buy a Home with an HOA?

In the excitement of buying a new home, it can be easy to overlook the presence of a Homeowners' Association, or HOA. But an HOA can have a lot of influence over your purchase choice, including your monthly payment, the money you need to set aside for...

Read More

October 04 2021

14 Brilliant Ideas for Decorating Your Porch This Fall

Simple and inexpensive solutions for a cozy, colorful porch that says "welcome."

Read More

12345Last

Mortgage Calculators

Crunch the Numbers With Our Helpful Mortgage Calculators

Payment Calculator

payment calculator

Payment
Calculator

Affordability Calculator

affordability calculator

Affordability
Calculator

Refinance Calculator

refinance calculator

Refinance
Calculator

The Modern Digital Mortgage with a Personal Touch

Paperless. Effortless. Awesomeness TM

Simplify the home financing process with our Digital Mortgage. We'll be here to help navigate you through the entire process.

Get Pre-qualifiedWhat is a Digital Mortgage?